Terms of service

Effective Date: August 2026

Zova is operated by Zova Capital LLC.

By accessing our website or purchasing products or services, you agree to these Terms of Service.

If you do not agree to these Terms, please do not use our website or purchase our products or services.

These Terms apply to anyone ("you") who uses our website or purchases from us, and they supplement our Privacy Policy, Refund Policy, and other applicable policies. Please read them carefully.

Payments & Billing

All payments are processed through third-party payment providers.

Prices and product charges are displayed at checkout.

Refund Policy

Refund eligibility is governed by our applicable Refund Policy.

Intellectual Property

All website content, branding, graphics, materials, product information, and other resources are owned by or licensed to Zova Capital LLC.

You may not copy, redistribute, resell, share, modify, reproduce, or commercially exploit our content without written permission.

User Conduct

Users agree not to:

- Use the website for unlawful activity
- Attempt unauthorized access to systems or accounts
- Abuse, harass, or disrupt our website or services
- Engage in fraudulent activity or chargeback abuse

We reserve the right to suspend or terminate access where reasonably necessary to protect our business, customers, systems, or legal rights.

No Guarantees

We do not guarantee any specific outcome or result from purchasing or using our products, services, or promotions.

Product availability, promotions, and discounts may vary.

Limitation of Liability

To the fullest extent permitted by applicable law, Zova Capital LLC shall not be liable for indirect, incidental, special, or consequential damages arising from your use of our website, products, or services.

Privacy

Your use of our website and services is also governed by our Privacy Policy.

Changes to Terms

We may update these Terms from time to time.

Updated versions will be posted on our website with a revised effective date.

Continued use of our website after changes become effective constitutes acceptance of the updated Terms to the extent permitted by law.

Contact Information

Zova
Operated by Zova Capital LLC
[CONTACT EMAIL]